We'll have this new listing at 18930 Newsom Avenue, Cupertino, open this Saturday and Sunday from 1:30 to 4:30. Come see this great home in person!

Click here to view the virtual tour.

Last time I received one of these real estate notices in the mail, a group of others did, too. This was when there was a scam going on for a service to "negotiate" your property taxes down to current values for a small fee. This company ended up with a lawsuit filed.

Today I got a "Form 77748-I" Predatory Lending Notice with an 800# to call because they "have determined that your loan may have violations of Truth In Lending Act (TILA) and or the Real Estate Settlement Procedures Act (RESPA)."

Now I haven't called, and don't plan to, but I am pretty sure this is more of the same.

Well-maintained Rancho Rinconada home with remodeled kitchen, open living room/dining room floorplan, fireplace, game room or bonus room addition, dual-pane windows & inside utility area. Great investment in award-winning Cupertino School District!

Weather permitting, we'll be holding an open house Saturday & Sunday (2/20 - 2/21) from 1:30 to 4:30 pm.

Click here to view the virtual tour.

Click here for more details on the property.

Stunning Los Gatos home brings "Tuscany Old World" charm to life throughout. You won't see another home like this! Completely rebuilt in 2008 from the studs in, superior craftsmanship is displayed throughout this masterpiece! Gourmet kitchen, elegant tray ceilings, recessed lighting, 50-year roof, dual-zone HVAC, 8" baseboard, tankless water heater, CAT-5 throughout….and so much more! A must see!

Click here to check out the virtual tour.

Click here to get more info about the listing.

A loan officer directed me to this site years ago, as an easy way to eliminate annoying and unsolicited credit card offers and stabilize my credit score. Apparently these companies hit up your credit to "prequal" you for their unsolicited product. They don't count as a "hard" hit, but after 15 or 20 it will affect your score by a few points.

It's like the do not call registry and works for 5 years before renewal is required (if you do an online registration). For more info:

http://www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt063.shtm

And a link to the site:
https://www.optoutprescreen.com/?rf=t

Why is this important? Not only will it help your credit score stabilize, but if helps reduce the risk of credit/identity theft. How many of these offers do we throw in the garbage? It's definitely beneficial to eliminate a possible problem at the source.