Click here to view the virtual tour.

Today I got a "Form 77748-I" Predatory Lending Notice with an 800# to call because they "have determined that your loan may have violations of Truth In Lending Act (TILA) and or the Real Estate Settlement Procedures Act (RESPA)."

Now I haven't called, and don't plan to, but I am pretty sure this is more of the same.

Well-maintained Rancho Rinconada home with remodeled kitchen, open living room/dining room floorplan, fireplace, game room or bonus room addition, dual-pane windows & inside utility area. Great investment in award-winning Cupertino School District!

Weather permitting, we'll be holding an open house Saturday & Sunday (2/20 - 2/21) from 1:30 to 4:30 pm.

Click here to view the virtual tour.

Click here for more details on the property.

Stunning Los Gatos home brings "Tuscany Old World" charm to life throughout. You won't see another home like this! Completely rebuilt in 2008 from the studs in, superior craftsmanship is displayed throughout this masterpiece! Gourmet kitchen, elegant tray ceilings, recessed lighting, 50-year roof, dual-zone HVAC, 8" baseboard, tankless water heater, CAT-5 throughout….and so much more! A must see!

Click here to check out the virtual tour.

Click here to get more info about the listing.

It's like the do not call registry and works for 5 years before renewal is required (if you do an online registration). For more info:

http://www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt063.shtm

And a link to the site:
https://www.optoutprescreen.com/?rf=t

Why is this important? Not only will it help your credit score stabilize, but if helps reduce the risk of credit/identity theft. How many of these offers do we throw in the garbage? It's definitely beneficial to eliminate a possible problem at the source.

The changes include:

- $8000 credit extended through April 30
- COE of applicable home extended through end of June
- Income limit increased to $225,000
- New clause offering $6500 credit to FTB who lived in their home (worth $800K or less) for five out of prior eight years

This is a 4/2 with hardwood floors throughout plus a large bonus room not included in square footage. The owner had remodeled the home for use as a residential care home, so the front and rear entry have wheelchair ramps. Also, bedroom closets have all been removed. Well priced for a good neighborhood; perfect for a buyer who is handy and interested in doing some minor remodeling.

For more info, click here to go to our RE site to view the listing.

Rumored building code changes for new roof installations may or may not go in to effect. I've not received a confirmation this is going into effect January 1, but it's anticiapted. Per local company, Affordable Roofing:

Iif the roof system is changed next year, they will have to get reflective, Title 24-compliant shingle roofing and/or attic installation upgraded to meet new building codes. The Title-24 compliant shingle will add about $1,000.00 to the overall cost of the roof while upgrading the insulation could be as much as $2,500 or so. This assumes that Title 24 compliance won't be pushed back another year due to economic hardship in the state's economy, of course.

A 30-day notice to terminate is still sufficient if the tenant has lived in the property for less than one year. There are also some exemptions to the 60-day period in the case where the landlord has sold the property.

If you own rental property and manage it yourself, a membership or general review of CAA (California Apartment Association) website will keep you up-to-date with new laws and current litigation that may affect your tenants. On more general matters, our property management website is a source for general maintenance and lease questions that are commonly asked by our tenants.